I’m ordering a new 2027 AWD high-roof Ford Transit 350 and I’m torn between the Passenger XLT and Cargo model. My intended use is mostly: Family road trips Beach days Mountain biking Gear hauling for kids sports Occasional camping, increasing gradually over the next five years I need at least four legal seats, and safety, cabin noise, comfort, and overall family usability matter a lot. The Passenger model gives me factory seating, windows, interior trim, insulation, and rear HVAC, but I may eventually remove some seats, modify parts of the interior, and potentially replace rear windows with flares for an east-west bed. The Cargo model gives me a cleaner starting point, but once I add legal seating, windows, insulation, sound deadening, trim, and other essentials, it only appears to be about $2,000 cheaper than the Passenger build. For people who have owned or converted either version: Which would you choose for this use case? How difficult and expensive is it to remove or modify the Passenger interior over time? Is the Passenger van meaningfully quieter and more comfortable? Are there conversion limitations that would make you strongly recommend starting with Cargo? What do you wish you had known before buying? #lifestyle source