Affordable insurance for an E-450 shuttle bus while…
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Affordable insurance for an E-450 shuttle bus while converting it to an RV?
I’m buying a Ford E-450 shuttle bus that I’m planning to convert into an RV, and I’m trying to figure out what to do for insurance while it’s still technically a commercial vehicle.
I’m in Texas. At the time I buy it, it will only have five seats total, including the driver’s seat. The other four seats are for my family, so I can’t remove all of the passenger seats while we’re working on the conversion.
It will only be used for personal/family use. No business use and no transporting passengers for money.
I already got a quote from State Farm and it was almost $500 a month, which is just way too much for something we’re only using personally while converting it.
Has anyone else insured an E-450 or similar shuttle bus during the conversion process?
I’d love to know who you used, what kind of policy you had, and about how much you paid. I’m especially interested in hearing from anyone in Texas or anyone who was able to get coverage for personal use while the vehicle was still titled as a bus/commercial vehicle.
I do have a loan on it, so I need more than just liability coverage.
Eventually I’ll switch it over to RV insurance once the conversion is far enough along (four of the six additions required in Texas). I’m just trying to find something affordable for the in-between stage.
#lifestyle
source
I’m buying a Ford E-450 shuttle bus that I’m planning to convert into an RV, and I’m trying to figure out what to do for insurance while it’s still technically a commercial vehicle.
I’m in Texas. At the time I buy it, it will only have five seats total, including the driver’s seat. The other four seats are for my family, so I can’t remove all of the passenger seats while we’re working on the conversion.
It will only be used for personal/family use. No business use and no transporting passengers for money.
I already got a quote from State Farm and it was almost $500 a month, which is just way too much for something we’re only using personally while converting it.
Has anyone else insured an E-450 or similar shuttle bus during the conversion process?
I’d love to know who you used, what kind of policy you had, and about how much you paid. I’m especially interested in hearing from anyone in Texas or anyone who was able to get coverage for personal use while the vehicle was still titled as a bus/commercial vehicle.
I do have a loan on it, so I need more than just liability coverage.
Eventually I’ll switch it over to RV insurance once the conversion is far enough along (four of the six additions required in Texas). I’m just trying to find something affordable for the in-between stage.
#lifestyle
source
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