Dear Friends, Do you know What is frugality? Do you often consider that frugality about not spending at all? No it is not. But it is reducing unnecessary expenses and avoiding extravagant spending is what can be called frugality. By reducing unnecessary expenses and increasing savings, one can live a better life. Individual frugality will improve the household and also the nation. For every working person, the first expenditure from their salary should be savings. .. .. .. ..