I've been thinking about this for a while now -- subscriptions vs non subscriptions. Listen, I get why businesses do it, but I'm personally so tired of every platform having a subscription model. Sure; it's cheaper in the moment, but I'm not sure if I'm all for it anymore, especially for certain types of products that it just feels straight up unnecessary. Do any of you feel any differently? The same? Also, I'm curious if you see any possibility for a shift in the marketplace, or if this model is here to stay... #finance