If your belongings are damaged in transit, full-service movers are responsible. If you drive the truck yourself, you are 100% liable for anything that breaks or moves on the highway. The loading crew can stow the stuff, but if a pothole knocks off a mirror, that’s on you.
See if your personal auto coverage extends to commercial rental trucks for long-distance moves. Sometimes coverage is spotty. Having said that, saving $2k+ is huge. Just make sure you're ok driving a 26 foot box truckon a long haul. Also, have the loading crew take pictures of how everything is strapped down before they leave. Once you're out on the road you can't fix a bad load without stopping and risking more damage" Great hack to save money, just don’t skip the prep work to protect your stuff.