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For those on health insurance, do you pay large ER bills…

For those on health insurance, do you pay large ER bills?

My friend mentioned I don't have to pay for the ER bills that I'll be getting soon since I already pay for health insurance. I tried to google, but I got unclear results. I planned to call the health insurance for charity case and itemized. But my friend said they'll send to collections and the bill will drop off. Is that true?

I am scared of the costs that are coming since I got a CT scan.
#finance
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