Is Bitcoin worth it if you already have a high savings…
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Is Bitcoin worth it if you already have a high savings rate?
I’m trying to decide whether I should keep investing in Bitcoin. I normally invest every month into index funds, and I’m able to put around €6k/month into them. I also have about €6.5k that I’ve been investing in Bitcoin since 2022.
At one point I doubled it, but then I started trading and ended up losing most of the gains. So I know the biggest problem for me is probably the temptation to trade and the constant FOMO.
I understand that Bitcoin can potentially outperform index funds. But if I invest €6.5k and it doubles, I have €13k. Great, but then what? If I sell, I’m out. If I keep holding, I’m still exposed to a huge drop. And if I start trading in and out, I already know how that ends.
I think it would be very different with €100k, where a 2x or 3x could genuinely change your financial situation. But turning €6.5k into €13k or even €20k doesn’t really change much for me, especially when I can invest around €6k every month.
So is the potential extra return from Bitcoin really worth the FOMO, stress and temptation to trade?
Index funds are boring, but I can DCA every month and leave them alone for 15–20 years. With crypto, I find it much harder to stay passive.
**What would you do in my situation?**
#cryptocurrency
source
I’m trying to decide whether I should keep investing in Bitcoin. I normally invest every month into index funds, and I’m able to put around €6k/month into them. I also have about €6.5k that I’ve been investing in Bitcoin since 2022.
At one point I doubled it, but then I started trading and ended up losing most of the gains. So I know the biggest problem for me is probably the temptation to trade and the constant FOMO.
I understand that Bitcoin can potentially outperform index funds. But if I invest €6.5k and it doubles, I have €13k. Great, but then what? If I sell, I’m out. If I keep holding, I’m still exposed to a huge drop. And if I start trading in and out, I already know how that ends.
I think it would be very different with €100k, where a 2x or 3x could genuinely change your financial situation. But turning €6.5k into €13k or even €20k doesn’t really change much for me, especially when I can invest around €6k every month.
So is the potential extra return from Bitcoin really worth the FOMO, stress and temptation to trade?
Index funds are boring, but I can DCA every month and leave them alone for 15–20 years. With crypto, I find it much harder to stay passive.
**What would you do in my situation?**
#cryptocurrency
source
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