Has somebody looked into their score with the new rating system? Previously I had a score close to 97% and now it is "Akzeptabel". Also your score now depending on a bank account i.e. how old is your bank account kinda forces people to stay with the bank even if it has shitty service because the older it is the more score you get. Another thing is for example if you get a 0% APR from Paypal, so you think I will spread the payment and invest the money that I would have paid in lump somewhere, this now makes your score go down. I don't understand this.