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Young woman trying to plan and budget better :( 31F…

Young woman trying to plan and budget better :(

31F. Single
Living in Blr.
7 YOE
Take home 2.15 lpm
Current investment- 45k pm
Savings below-
MF-25l+
Stocks-2l+
Misc savings- \\\~5l

Rent- 40k pm
Other fixed expenses- 15k pm
Misc expenses- ranges from 50k-1lac varies..
Due to random heavy expense/ travelling etc
No loans or EMIs

Even though I am disciplined, I still can’t feel comfortable w my finances. I want to save more but I struggle w having goals.
How can I track and plan better?
Any advice will be helpful.

I feel my MF portfolio is also over crowded :(
But will fix that later.
#finance
source
earnings
4,000 mlx total
$0  total
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