When you make a phone claim with a place like asurion, the claim can take up to 24 hours to process. Then your phone might not be shipped out until the day after your claim has been processed. You may not get your new phone until 2-4 days after you initially made your claim even with overnight delivery.
If you ordered your phone from Amazon and got a protection plan, it is worse because they don't send the phone first and then wait for you to send the old one back. They want you to drop off your phone with a company like UPS and then take up to 24 hours to send your new phone out or give you a gift card code to buy a new phone with.
Having a backup phone you can pull a backup on and transfer your physical sim card/esim to ensures you don't lose access. #entertainment