If you were in my position and perhaps you have been, would you just down size to a rented room? I currently rent a luxury studio apartment for 1760 a month which consumes 43% of my take home before utilities but those are only like $60. While I can afford this and have thousands left over after expenses, I do not feel like I have the ample breathing room I did when I was subleasing with some roommates and additionally the rent will keep increasing. My net worth is not really growing measurably at the end of the month to where I have real financial options.
I like living independently but rents in my area are all like 1650+ for anything decent. Would you just rent a room to build up real savings? #finance source