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Are crypto cards actually useful, or just another way to…

Are crypto cards actually useful, or just another way to spend stablecoins with extra steps?

I’ve been reading more about stablecoins and crypto payment products lately, and I’m trying to separate actual utility from marketing.

So do you guys genuinely use them for day-to-day spending, travel, or online purchases? Or just hold USDT/USDC and use a normal bank card instead?

Things I’m trying to understand:

* FX rates and hidden fees
* How reliable payments are at normal merchants
* Whether cashback is meaningful after exclusions
* Whether keeping spending funds on an exchange feels safe enough

Curious what has worked in real life, not just on paper.
#cryptocurrency
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