1. The Role of the QR Code New checks in Tunisia include a…
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1. The Role of the QR Code
New checks in Tunisia include a QR code. By scanning it, the merchant can verify if the funds are available. However, this verification does not constitute an automatic transfer: it serves only to secure the transaction before cashing.
2. Why Physical Deposit Remains Required
Even with digitization, the physical deposit or official presentation of the check remains a mandatory step for the bank to initiate the transfer. This ensures a legal record and prevents disputes in case of disagreement.
3. The Tunichèque Platform: Progress, But Not a Revolution
Tunichèque facilitates transparency and security, but it does not completely replace traditional banking procedures. It allows for the verification and blocking of funds, but the final transfer still depends on bank validation.
New checks in Tunisia include a QR code. By scanning it, the merchant can verify if the funds are available. However, this verification does not constitute an automatic transfer: it serves only to secure the transaction before cashing.
2. Why Physical Deposit Remains Required
Even with digitization, the physical deposit or official presentation of the check remains a mandatory step for the bank to initiate the transfer. This ensures a legal record and prevents disputes in case of disagreement.
3. The Tunichèque Platform: Progress, But Not a Revolution
Tunichèque facilitates transparency and security, but it does not completely replace traditional banking procedures. It allows for the verification and blocking of funds, but the final transfer still depends on bank validation.
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