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Why can't I just buy an insurance plan? I am just…

Why can't I just buy an insurance plan?

I am just flabbergasted that I can't buy a medical insurance plan at any point and time in this country, this just feels so deeply wrong.

If you don't meet any criteria for special enrollment, then you get nothing. You have to wait until November to shop for plans with ANY insurance company in the US.

My health plan was terminated because my debit card expired and I didn't find out until the insurance company already terminated the plan and wouldn't allow me to pay for the missed payment. So now I'm stuck in limbo without ANY insurance until November.

I don't qualify for medicaid.


Why can't I just buy a insurance plan? What is the law? How do I even navigate this nightmare?
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