My car insurance renewal was lowered by insurance company for the first time in over 25 years that I can remember.
For years I was with NJM (considered to be overall best car insurance in my region) and for years they were, very affordable, local customer service that is easy to talk to, giving dividends, no shareholders, and available at any time you need them. I really have nothing but positive things to say about them. Most of my friends and family have been with them for at least 10 plus years.
However, over time their price stared to increase, and as compromise I started to lower my premiums, and I was very close to rock bottom as far as coverage. And than at the begging of this year they jacked up my premium from $2200 to over $3600 per year. No reason, no accidents.
The worst part is that when I tried shopping around other agents somehow had access to my policy and I was in a situation where agent just gets my name and the car, and tells me, I'll use your current policy to put some quotes together. This of course resulted in getting same exact coverage for similar price and only name of the company would change.
Only Geico came in at about $1100 for 6 months and the coverage amounts were what I actually wanted and not bare minimums. At first I though they are just roping me in and will jack up my rate at the renewal 6 month later. But that never happened. Renewal was actually $20 less!!