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Designing a fintech app for students that shows “days left…

Designing a fintech app for students that shows “days left to go broke” - does this make sense UX-wise?

I’m working on a fintech app idea for college students and wanted some honest feedback.

The idea is simple: instead of just showing balance, the app shows **how many days your money will last**. You can also “lock” some money so you don’t accidentally spend it, and while paying (UPI), it gives a small nudge like “this might reduce your runway by a day.”

Basically trying to solve that end-of-month struggle where you suddenly run out of money 😭

For future, I’m thinking of adding things like group expenses, subscription tracking, or maybe some kind of smart insights.

Do you think this is actually useful or just overthinking a simple problem?
Would you use something like this? Any suggestions to make it better?
#art
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