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YSK: You generally have 240 days from the first hospital bill to apply for financial assistance, and collections pause while a complete application is being decided
Why YSK: Nonprofit hospitals are required to have a written financial assistance policy, and most people get sent to a payment plan without ever being told the application exists. Free care is common at or below 200 percent of the federal poverty level ($33,000 for a household of four in 2026) and many hospitals discount well above that line. Federal rules give you 240 days from the first post discharge bill to apply, and while a complete application is pending the hospital has to pause extraordinary collection actions like lawsuits and credit reporting. Ask the billing office for the financial assistance application and the plain language summary, and apply before setting up any payment plan. If they already sent you to collections inside that window, that is worth raising with the hospital and your state attorney general.
#education
Why YSK: Nonprofit hospitals are required to have a written financial assistance policy, and most people get sent to a payment plan without ever being told the application exists. Free care is common at or below 200 percent of the federal poverty level ($33,000 for a household of four in 2026) and many hospitals discount well above that line. Federal rules give you 240 days from the first post discharge bill to apply, and while a complete application is pending the hospital has to pause extraordinary collection actions like lawsuits and credit reporting. Ask the billing office for the financial assistance application and the plain language summary, and apply before setting up any payment plan. If they already sent you to collections inside that window, that is worth raising with the hospital and your state attorney general.
#education
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YSK you can easily prove a negative
Why YSK: You've probably seen someone in an online argument pull out the classic "you can't prove a negative" line when they're asked to prove that something doesn't exist. It's a common misconception that sounds plausible at first, but falls apart once you examine it more closely.
Imagine I tell you there's an elephant in your kitchen. You go check, find absolutely nothing, and come back to tell me there's no elephant in your kitchen. Have you just performed an impossible feat of logic? Of course not. You checked, found no elephant, and have pretty good reason to conclude that I'm talking nonsense. Now, if I tell you there's an invisible elephant somewhere in the universe that leaves no trace of its existence, that's a different story. But the problem here isn't that you've been asked to prove a negative. It's that I've made my claim practically impossible to test.
And this is where people get confused. Proving that something doesn't exist in a particular place or under specific conditions is often perfectly straightforward. Proving that something doesn't exist anywhere in the entire universe is obviously a much bigger task. Those are two completely different claims. Here's the real kicker, though: just because you can't disprove something doesn't mean there's any reason to believe it.
I could tell you that there's a tiny, invisible goblin living inside your fridge, and that it teleports away whenever you open the door. You can't prove me wrong, can you? But I suspect you're not about to start leaving offerings next to the milk. The point is, you don't have to disprove every ridiculous claim someone throws at you. Sometimes the person making the claim needs to give you a reason to believe it, rather than expecting you to spend the rest of your life trying to prove them wrong.
So no, you can't always prove a negative. But you absolutely can prove plenty of them.
#education
source
Why YSK: You've probably seen someone in an online argument pull out the classic "you can't prove a negative" line when they're asked to prove that something doesn't exist. It's a common misconception that sounds plausible at first, but falls apart once you examine it more closely.
Imagine I tell you there's an elephant in your kitchen. You go check, find absolutely nothing, and come back to tell me there's no elephant in your kitchen. Have you just performed an impossible feat of logic? Of course not. You checked, found no elephant, and have pretty good reason to conclude that I'm talking nonsense. Now, if I tell you there's an invisible elephant somewhere in the universe that leaves no trace of its existence, that's a different story. But the problem here isn't that you've been asked to prove a negative. It's that I've made my claim practically impossible to test.
And this is where people get confused. Proving that something doesn't exist in a particular place or under specific conditions is often perfectly straightforward. Proving that something doesn't exist anywhere in the entire universe is obviously a much bigger task. Those are two completely different claims. Here's the real kicker, though: just because you can't disprove something doesn't mean there's any reason to believe it.
I could tell you that there's a tiny, invisible goblin living inside your fridge, and that it teleports away whenever you open the door. You can't prove me wrong, can you? But I suspect you're not about to start leaving offerings next to the milk. The point is, you don't have to disprove every ridiculous claim someone throws at you. Sometimes the person making the claim needs to give you a reason to believe it, rather than expecting you to spend the rest of your life trying to prove them wrong.
So no, you can't always prove a negative. But you absolutely can prove plenty of them.
#education
source
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YSK: If your flight in the EU is delayed by more than 3 hours, you may be entitled to €250-€600 compensation
Why YSK: Under EU Regulation 261/2004, airlines must pay compensation for long delays, cancellations and denied boarding, unless it was caused by "extraordinary circumstances" like extreme weather. It also applies to flights leaving the EU and to EU airlines landing in the EU. Many people never claim it. You can claim directly with the airline for free; you don't need to pay a claims company.
#education
Why YSK: Under EU Regulation 261/2004, airlines must pay compensation for long delays, cancellations and denied boarding, unless it was caused by "extraordinary circumstances" like extreme weather. It also applies to flights leaving the EU and to EU airlines landing in the EU. Many people never claim it. You can claim directly with the airline for free; you don't need to pay a claims company.
#education