#earn activity @erestu g/studio My Ideal Budget: How Iβ¦
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#earn activity
My Ideal Budget: How I Manage My Income
Iβm a Solo Budgeter, but my situation is a little different because I donβt have a permanent job or a fixed income. I donβt have a regular paycheck coming every two weeks, so whenever I have money coming in, I really have to budget it carefully. I make sure that the needs of my children and food come first before anything else. Iβve learned to be very practical with money because I never know exactly when the next income will come.
Needs & Everyday Expenses 50%
Food, electricity, water, mobile data or load that I buy through GCash, transportation, and other things we really need every day.
Savings & Crypto Investments 20%
Whenever I have extra money, I try to save a portion and also invest a little in crypto. I buy tokens little by little, hoping they can grow over time and give me an extra source of income. I donβt put everything into crypto because my priorities still come first.
Children & Responsibilities 15%
I always make sure there is something available for my childrenβs needs, school expenses, and other important things that may come up.
Personal Wants 10%
I also leave a little for myself. Sometimes itβs just coffee, a small treat, or something simple that makes me happy.
Emergency Money 5%
I try to keep a small amount untouched for unexpected expenses because emergencies can happen anytime.
My simple rule is needs first, wants later, and always think about tomorrow. Since I donβt have a fixed income, I have to adjust my budget depending on what I earn. When something unexpected happens, I cut back on the things that can wait and focus on what is really necessary.
My best money saving tip is simple: think before you spend. If I really need it, then I buy it. If it can wait, I let it wait. Iβve learned that even small savings can make a difference when you donβt have a regular paycheck.
For me, budgeting is not about having a lot of money. Itβs about making the most of whatever I have, taking care of my children first, and trying to build a little extra income for the future.
My Ideal Budget: How I Manage My Income
Iβm a Solo Budgeter, but my situation is a little different because I donβt have a permanent job or a fixed income. I donβt have a regular paycheck coming every two weeks, so whenever I have money coming in, I really have to budget it carefully. I make sure that the needs of my children and food come first before anything else. Iβve learned to be very practical with money because I never know exactly when the next income will come.
Needs & Everyday Expenses 50%
Food, electricity, water, mobile data or load that I buy through GCash, transportation, and other things we really need every day.
Savings & Crypto Investments 20%
Whenever I have extra money, I try to save a portion and also invest a little in crypto. I buy tokens little by little, hoping they can grow over time and give me an extra source of income. I donβt put everything into crypto because my priorities still come first.
Children & Responsibilities 15%
I always make sure there is something available for my childrenβs needs, school expenses, and other important things that may come up.
Personal Wants 10%
I also leave a little for myself. Sometimes itβs just coffee, a small treat, or something simple that makes me happy.
Emergency Money 5%
I try to keep a small amount untouched for unexpected expenses because emergencies can happen anytime.
My simple rule is needs first, wants later, and always think about tomorrow. Since I donβt have a fixed income, I have to adjust my budget depending on what I earn. When something unexpected happens, I cut back on the things that can wait and focus on what is really necessary.
My best money saving tip is simple: think before you spend. If I really need it, then I buy it. If it can wait, I let it wait. Iβve learned that even small savings can make a difference when you donβt have a regular paycheck.
For me, budgeting is not about having a lot of money. Itβs about making the most of whatever I have, taking care of my children first, and trying to build a little extra income for the future.
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| 260,000 mlx | |
| 39 | |
| 43 |
comments
I love the simple mindset of putting needs first while still making room to save and plan for the future β€οΈ
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Sissy β€οΈπΉ
Wishing you financial stability and many opportunities ahead. ππ
Wishing you financial stability and many opportunities ahead. ππ
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Ang galing mo sissy. Sa panahon ngayon ang hirap pag walang trabaho pamahal ng pamahal mga bilihin. Hanga naman ako sayo at nakakaya mo buhayin mga anak mo.
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naiiyak ako habang iniisip ko tung entry ko π€£ minsan sabi ng isip ko, kelan ba matatapos tung pghihirap ko π sabi ko sa mga anak ko, mag aral kayung mabuti para pg nawala nako, mganda maging buhay nio.
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