1. The home should be equipped with fire extinguishers, fire blankets, smoke detectors/alarms and, ideally, a sprinkler system. All will either enable you to deal with a small fire yourself or give you and your family time to evacuate the building, according to an agreed plan which identifies exit points and the best routes through the house. If the building has upper floors, include escape ladders as an emergency measure.
2. Every household member should have a disaster preparedness kit consisting of clothes, comfortable shoes, personal hygiene items, a good first-aid kit, medications, bottled water, snacks and copies of important documents, such as insurance policy (with adequate coverage for a new building and for temporary accommodation), ID/driver’s licence, a list of medications and their prescriber, etc. which might need to be certified as copies (depending on local legislation) of the originals. Use these hard copies in case the uncertified photos of the originals, which you’ve stored on a thumb-drive in your disaster preparedness kit or backed-up to the cloud, aren’t accepted. Assemble the kits in backpacks, a carry-on suitcase, weekend bag… and store them near the exit points. Moreover, everyone should know each other’s routine(s) to account for their safety at the time and site of the fire.
3. To ensure continued access to funds, consider Apple Pay, Google Pay, splitting cards (debit/credit) and cash between two wallets and keeping one of them in the disaster preparedness kit in case your device and regular wallet, which are usually together, must be abandoned. As an example, a friend and her husband turned to his brother for financial support until they recovered access to their own funds… akin to their accounts being frozen.
Q. What is the one thing people often overlook when preparing for this type of emergency?
A. Most people don’t have full emergency measures or a disaster kit but, nevertheless, react subconsciously and instinctively, and survive. IMO, what’s needed to transition smoothly from the time of the fire to returning home, once the property is habitable, is most overlooked.