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ELI5: Bank Holds How do bank holds work? I'm trying to…

ELI5: Bank Holds

How do bank holds work? I'm trying to place an online grocery order and it says they will put a 125% hold on the total price, but then when it comes down to it the actual price gets declined. Is it because they've got the "hold" on an amount of money and then they try to take more money?
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