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YSK: Many dentists are quietly dropping all in-network insurance coverage leaving you surprise out of pocket expenses
Many dentist offices will still take most major insurance but they dropped the **in-network** contracts.
#In Network
Insurance says a cleaning can cost $75, the dentist can only charge $75. Insurance pays $75. **You pay $0**
#Out of Network
Insurance says a cleaning can cost $75. Dentist charges $200. Insurance pays $75. **You pay $125**
In both cases the dentist will tell you that they take your insurance.
Why is this happening? Insurance reimbursement hasn't kept pace with dentist's costs. They'd rather lose patients than work at insurance-allowed rates.
You should specifically ask if your particular insurance is in-network before every dentist appointment.
Why YSK: to avoid getting hit with surprise charges from your dentist.
#education
Many dentist offices will still take most major insurance but they dropped the **in-network** contracts.
#In Network
Insurance says a cleaning can cost $75, the dentist can only charge $75. Insurance pays $75. **You pay $0**
#Out of Network
Insurance says a cleaning can cost $75. Dentist charges $200. Insurance pays $75. **You pay $125**
In both cases the dentist will tell you that they take your insurance.
Why is this happening? Insurance reimbursement hasn't kept pace with dentist's costs. They'd rather lose patients than work at insurance-allowed rates.
You should specifically ask if your particular insurance is in-network before every dentist appointment.
Why YSK: to avoid getting hit with surprise charges from your dentist.
#education
